> ## Documentation Index
> Fetch the complete documentation index at: https://docs.winampay.de/llms.txt
> Use this file to discover all available pages before exploring further.

# Providers Overview

> Mobile Money providers available through winam-payments, and how to use them.

winam-payments abstracts Mobile Money providers behind a single API. You never integrate with MTN or Orange directly — you call winam-payments, and it routes to the right provider automatically.

## Available providers (Cameroon)

| Provider key         | Operator         | Supported directions |
| -------------------- | ---------------- | -------------------- |
| `sim_gateway_mtn`    | MTN Mobile Money | Deposit, Withdrawal  |
| `sim_gateway_orange` | Orange Money     | Deposit, Withdrawal  |

## Typical integration flow

<Steps>
  <Step title="Detect the operator">
    Use [Detect Operator](/api-reference/msisdn-detect) to identify the player's network from their phone number. No manual selection required.
  </Step>

  <Step title="Check availability (optional)">
    Use [Provider Health](/api-reference/providers-status) to verify the provider is operational before initiating a payment.
  </Step>

  <Step title="Initiate payment">
    Call [Deposits](/api-reference/deposits) or [Withdrawals](/api-reference/withdrawals) with the detected `operator`.
  </Step>
</Steps>

## Fees

Fees are configured per provider in the database and returned by [List Providers](/api-reference/providers-list). The current rate is **1%** for all providers. Fees are not added to the player's amount — they are deducted from the partner's account separately.