What is winam-payments?
winam-payments is a payment abstraction layer between your sportsbook or frontend platform and Mobile Money providers in Cameroon (MTN MoMo, Orange Money).
What you need to implement
1
Initiate a payment
Call
POST /api/v1/deposits or POST /api/v1/withdrawals with your unique reference key.2
Expose a webhook endpoint
Provide a
callback_url that accepts POST JSON requests — this is where winam-payments sends the payment outcome.3
Verify webhook signatures
Each webhook includes an
X-Winam-Signature header (JWT RS256). Verify it with the public key from GET /api/v1/security/callback-public-key.4
Always read the status field
A
200 HTTP response means the request was processed — not that the payment succeeded. Read the status field in the body, and treat the webhook (or GET /transactions/{id}) as the source of truth for the final outcome.Base URLs
End-to-end deposit flow
Quick links
Deposits
Initiate a Mobile Money deposit
Withdrawals
Initiate a Mobile Money withdrawal
Webhooks
Receive and verify payment notifications
State machine
Transaction lifecycle diagram

