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winam-payments abstracts Mobile Money providers behind a single API. You never integrate with MTN or Orange directly — you call winam-payments, and it routes to the right provider automatically.

Available providers (Cameroon)

The collection mode is returned in each deposit response as collection_mode. See Deposit collection modes.

Typical integration flow

1

Detect the operator

Use Detect Operator to identify the player’s network from their phone number. No manual selection required.
2

Check availability (optional)

Use Provider Health to verify the provider is operational before initiating a payment.
3

Initiate payment

Call Deposits or Withdrawals with the detected operator.
4

Follow the collection mode (deposits)

Read collection_mode in the deposit response. When it is customer_initiated, display the returned instructions to the player.

Fees

Fees are configured per provider in the database and returned by List Providers. The current rate is 1% for all providers. Fees are not added to the player’s amount — they are deducted from the partner’s account separately.